Overview

Compliance Reference

Swipelux operates as an EU-licensed Virtual Asset Service Provider (VASP). This section explains the compliance model, supported jurisdictions, onboarding requirements, payment methods, and responsibility split between Swipelux and sub-merchants.

Topics

General Information

Understand Swipelux's role as the regulated entity and how compliance responsibilities are split with sub-merchants.

General Information ->

Supported Verticals

See how business categories are classified into allowed, conditional, and prohibited risk tiers.

Supported Verticals ->

Jurisdiction Framework

Review end-user eligibility by region, document requirements, and payment rail availability.

Jurisdiction Framework ->

End-User Identity Verification (KYC)

Review individual KYC paths, including standard verification and approved reliance flows.

KYC Verification ->

Wallet Architecture and Payouts

Understand custodial MPC wallets and self-custody withdrawal controls.

Wallet Architecture ->

Payment Methods

See supported pay-in and payout methods.

Payment Methods ->

Merchant Onboarding (KYB)

Review KYB requirements, document collection, and Enhanced Due Diligence triggers.

Merchant Onboarding ->

Travel Rule Compliance

Understand FATF Recommendation 16 controls for VASP-to-VASP transfers and unhosted wallet transactions.

Travel Rule ->

Screening and Monitoring

Review sanctions, PEP, blockchain analytics, and transaction monitoring controls.

Screening and Monitoring ->

Governance and Roles

See how Swipelux and sub-merchants split responsibilities, including data retention.

Governance ->

---

Quick Reference

Swipelux Responsibilities:

• KYC, sanctions, PEP screening
• Wallet screening, blockchain execution
• Crypto custody and exchange
• Travel Rule compliance

Sub-Merchant Responsibilities:

• Marketing compliance
• UX geoblocking
• Sector-specific licensing
• User journey design