Compliance
Payment Methods
Supported pay-in and payout methods for Swipelux.
Payment Methods
Swipelux orchestrates multiple settlement rails for pay-ins and payouts.
Supported Pay-in Methods
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Fiat deposits (User -> Swipelux)
- Open Banking: Instant SEPA / Faster Payments
- Card Acquiring: Visa/Mastercard (subject to MCC restrictions)
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Crypto deposits (User -> Swipelux)
- Users may deposit supported assets such as USDC directly into their segregated MPC wallet. Wallets are screened by a third-party service provider.
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Third-Party Aggregators
- Swipelux supports orchestrated settlement from licensed third-party partners. Swipelux acts as the wallet provider and final settlement agent in these flows.
Supported Payout Methods
Fiat Payouts (Swipelux -> User)
- Flow: Stablecoin -> Swipelux Liquidity -> Fiat Conversion -> User Bank Account
- Rule: Payouts can only be sent to a bank account in the exact legal name of the verified KYC user. Third-party payouts are not supported in this flow.