Swipelux
Send Funds

Recipient Payouts

Send funds to third-party recipients and recipient-owned bank accounts.

Recipient payouts send funds to third parties such as vendors, contractors, employees, counterparties, and other payees. Create the recipient, add a recipient bank account, execute the payout, and track the transfer.

Recipient Payout Workflow

Recipient bank accounts are separate from customer external accounts so first-party and third-party payouts stay explicit. Use POST /v1/payout with the recipient account ID (racc_*) for supported recipient payout rails. SEPA recipient payouts are not currently supported.

Endpoint Sequence

POST /v1/customers/{customerId}/recipients
POST /v1/customers/{customerId}/recipients/{recipientId}/accounts
POST /v1/payout
GET /v1/transfers/{id}

API Reference

OperationUse it for
POST /v1/customers/{customerId}/recipientsCreate a recipient.
POST /v1/customers/{customerId}/recipients/{recipientId}/accountsCreate a recipient bank account.
POST /v1/payoutExecute a payout.
GET /v1/transfers/{id}Track the payout transfer.

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