Virtual Accounts

Virtual accounts give customers dedicated bank details for receiving funds. Use them when your product needs customer-facing account details or cleaner account-level reconciliation.

Virtual Account Workflow

Integration Flow

1. Create and verify the customer.
2. Request a named rail when needed.
3. Create a wallet for the destination stablecoin balance.
4. Create a virtual bank account with a target wallet.
5. Show the account details to the customer.
6. Track incoming funds through transfers and webhooks.

Endpoint Sequence

POST /v1/customers/{customerId}/rails
POST /v1/customers/{customerId}/wallets
POST /v1/customers/{customerId}/accounts
GET /v1/customers/{customerId}/accounts
GET /v1/transfers/{id}

API Reference