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Payment Methods

Swipelux orchestrates multiple settlement rails for pay-ins and payouts.

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Supported Pay-in Methods

  1. Fiat deposits (User -> Swipelux)
    • Open Banking: Instant SEPA / Faster Payments
    • Card Acquiring: Visa/Mastercard (subject to MCC restrictions)
  2. Crypto deposits (User -> Swipelux)
    • Users may deposit supported assets such as USDC directly into their segregated MPC wallet. Wallets are screened by a third-party service provider.
  3. Third-Party Aggregators
    • Swipelux supports orchestrated settlement from licensed third-party partners. Swipelux acts as the wallet provider and final settlement agent in these flows.
For implementation guidance, see receive funds.

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Supported Payout Methods

Fiat Payouts (Swipelux -> User)
  • Flow: Stablecoin -> Swipelux Liquidity -> Fiat Conversion -> User Bank Account
  • Rule: Payouts can only be sent to a bank account in the exact legal name of the verified KYC user. Third-party payouts are not supported in this flow.
The exact-name restriction above applies to this direct-user bank payout flow. It does not replace the separate v3 recipient-destination flow described in Recipients. For implementation guidance, see send funds.

Related topics

OverviewCapabilities and requirementsCreate accountIntegration overviewCreate capability