Quotes and transfers

A quote is time-bound and single-use. Execute it once, and do not reuse it as a transfer template. A transfer is the execution of that quote and continues changing after creation.

Check resource compatibility

Before quoting, confirm that:

The capability is ready, belongs to the customer, and matches the intended direction and method.
A stablecoin source is an active issued wallet that supports the input currency.
Wallet-to-wallet resources use the same currency and network.
A fiat payout account or destination is ready and supports the output currency and method.

Choose the exact amount

Create a quote with POST /v3/quotes. Send one amount side, both currencies, and response-derived resource IDs with these headers:

X-API-Key: ${SWIPELUX_API_KEY}
Idempotency-Key: quote-create-001
Content-Type: application/json

Exact in
Exact out

Set in.amount and omit out.amount. The response calculates what the destination receives.

{
  "customerId": "${CUSTOMER_ID}",
  "capabilityId": "${STABLECOIN_CAPABILITY_ID}",
  "in": {
    "amount": "1.234567",
    "currency": "USDC",
    "accountId": "${SOURCE_WALLET_ID}"
  },
  "destinationId": "${WALLET_DESTINATION_ID}",
  "out": {
    "currency": "USDC"
  }
}

Set out.amount and omit in.amount. The response calculates what must leave the source.

{
  "customerId": "${CUSTOMER_ID}",
  "capabilityId": "${CAPABILITY_ID}",
  "in": {
    "currency": "USDC",
    "accountId": "${SOURCE_WALLET_ID}"
  },
  "destinationId": "${RECIPIENT_DESTINATION_ID}",
  "out": {
    "amount": "100.00",
    "currency": "USD"
  }
}

Store the quote data.id, data.status, data.expiresAt, returned legs, rate, and fees. Use the returned decimal strings; do not recalculate executable amounts with floating-point arithmetic. After a stablecoin-funded exact-out quote, read GET /v3/customers/{customerId}/accounts/{accountId}. Compare the current source balances[].available for the input currency with the returned data.in.amount. If funds are insufficient, change or fund the source and create a new quote. Fiat-funded exact-out quotes do not use this source-wallet balance gate.

Execute once and recover safely

Read the current quote with GET /v3/quotes/{quoteId}. Execute only while its status and expiresAt permit it. Create the transfer with POST /v3/transfers:

X-API-Key: ${SWIPELUX_API_KEY}
Idempotency-Key: transfer-create-001
Content-Type: application/json

{
  "quoteId": "${QUOTE_ID}"
}

Generate one new Idempotency-Key for this intended transfer and persist it before sending the request. If the response is lost, retry the identical method, path, body, and key. Do not create a second execution key to recover an uncertain result. If the API returns quote_already_executed, use its transferId to continue with the existing transfer. An idempotent replay can also return Idempotency-Replayed: true.

Follow the current transfer

Read GET /v3/transfers/{transferId} after creation and after each webhook. Store the latest data.state, data.stateDetail, and data.openTaskIds. When task IDs are open, fetch GET /v3/transfers/{transferId}/tasks and complete each task using its current revision and requirements. For an inbound movement, GET /v3/transfers/{transferId}/instructions can return transfer-specific funding details. Render only the returned instruction variant and exact reference. Next, implement Webhooks so every asynchronous transfer update enters the same current-state handling path.

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Quotes and transfers

Check resource compatibility

Choose the exact amount

Execute once and recover safely

Follow the current transfer

​Check resource compatibility

​Choose the exact amount

​Execute once and recover safely

​Follow the current transfer

Check resource compatibility

Choose the exact amount

Execute once and recover safely

Follow the current transfer