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Start from the customer outcome. Each flow uses the same onboarding model, then branches into different accounts and money movement.

Compare the flows

A quoted pay-in creates instructions for one transfer. An issued bank account creates reusable details for later deposits. A payout starts from funds already available in an issued wallet.

Onramp and offramp

Swipelux uses the terms pay-in and payout instead of onramp and offramp. A pay-in settles stablecoin into an issued wallet. A payout sends funds from an issued wallet. You do not send direction in the request. Swipelux derives it from the in and out currencies on the quote. See Quotes and transfers.

Choose your flow

Receive funds

Create and track a fiat-to-stablecoin pay-in.

Send funds

Build a first-party or third-party payout.

Issue a bank account

Provision reusable bank details linked to a wallet.