{
  "id": "evt_abc123",
  "type": "application.status_changed",
  "createdAt": "2026-07-04T12:00:00.000Z",
  "attempt": 1,
  "resource": {
    "type": "application",
    "id": "apl_abc123"
  },
  "data": {
    "object": {
      "id": "apl_abc123",
      "institution": {
        "id": "jpmorgan",
        "name": "JPMorgan Chase",
        "bic": "CHASUS33"
      },
      "status": "in_review",
      "statusReason": {
        "code": "internal_review",
        "message": "The submission is under internal review.",
        "actor": "swipelux",
        "retryable": true
      },
      "openTaskIds": [],
      "submittedAt": "2026-07-04T12:00:00.000Z",
      "createdAt": "2026-07-04T12:00:00.000Z",
      "updatedAt": "2026-07-04T12:00:00.000Z"
    },
    "previous": {
      "state": "requested"
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  }
}