> ## Documentation Index
> Fetch the complete documentation index at: https://docs.swipelux.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Wallet Architecture and Payouts

> Custodial MPC wallets and non-custodial payout infrastructure.

## Wallet Architecture and Payouts

Swipelux uses segregated wallet infrastructure.

### Custodial MPC Wallets

* **Structure:** Each user session is assigned a segregated MPC wallet address managed by Swipelux
* **Function:** Holds stablecoins after conversion or before payout
* **Disclaimer:** Swipelux does not pay yield on stablecoin balances held in custody

### Non-Custodial Payouts (Self-Custody)

* **Support:** Users may withdraw stablecoins to verified personal wallets (e.g., MetaMask)
* **Verification:** Swipelux enforces ownership proof when accepting terms and conditions
* **Restriction:** Swipelux does not support payouts to unhosted wallets that fail blockchain risk screening

For implementation guidance, see [accounts](/integration/accounts) and [send funds](/integration/send-funds).


## Related topics

- [Overview](/knowledge-base/compliance/overview.md)
- [Accounts and wallets](/integration/accounts.md)
- [Common flows](/integration/common-flows.md)
- [Quickstart](/integration/quickstart.md)
- [Send funds](/integration/send-funds.md)